Mortgage Loans. Many old-fashioned mortgages have actually either fixed or interest that is adjustable.

Mortgage Loans. Many old-fashioned mortgages have actually either fixed or interest that is adjustable.

Begin your ideal today.

Many mainstream mortgages have actually either fixed or adjustable interest levels. Typical interest that is fixed loans have actually a phrase of 15 or three decades. A loan that is shorter-term leads to a lesser rate of interest.

Better Qualification & Minimal Prices With National Backed Safety.

  • 3.5% Advance Payment
  • Minimal minimum credit score requirement
  • Fixed or adjustable price
  • Lower re re payment
  • Restricted closing expenses
  • No prepayment penalty
  • Streamlined paperwork on refinances

No money down USDA rural development loans that will help you.

  • No advance payment needed
  • Shutting costs re re payment may come from any supply
  • Effortless certification
  • Not restricted to homebuyers that are first-time
  • Reduced upfront financing fee, along side a decreased month-to-month USDA charge

Get home to protection whenever a loan is got by you with Homestar.

  • Accessible to veterans, reservists, active responsibility workers, and surviving partners of veterans, according to army entitlement
  • No advance payment required
  • Reduced rates of interest
  • 30 and 15 12 months fixed loans
  • No mortgage insurance premium that is monthly
  • Limited closing expenses
  • No prepayment penalty

Other Loans We Provide


A loan that is jumbo for home loan quantities over the optimum conforming loan limitations. This permits for the capability of one loan for the loan amount that is entire. Jumbo loans are offered for main residences, 2nd or getaway domiciles, and investment properties.

  • Loan amounts as much as $5 million
  • Fixed and rate that is adjustable
  • Readily available for solitary family members domiciles, townhouses, and condos
  • Main residence and second/vacation domiciles


Variety of loan that enables one to transform a number of the equity in your house into money although you retain ownership. No payment is needed unless or through to the borrower not occupies the residence, offers the house, or does not meet up with the responsibilities associated with the home loan.

  • Must certanly be 62 or older and occupy the true house because their main residence
  • No work restrictions
  • Residence guidance needed

*These materials aren’t from HUD or FHA and are not authorized by HUD or even federal government agency.

Allows borrowers to get or refinance a house and work out limited upgrades/repairs towards the property all under one loan that is single.

  • FHA qualified home
  • Funds for improvement incorporated into loan
  • Owner Occupied just
  • FHA advance payment of 3.5%
  • $100.00 down HUD Repo’s meet the criteria



About Us

Call Us

  • Mobile: 770-503-0380
  • Toll Complimentary: 855-983-0138
  • Fax: 770-287-7634
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Homestar Financial Corporation, NMLS #70864. Corporate Office: 332 Washington St. NW Gainesville, GA 30501. Telephone Number: (770) 503-0380. Homestar holds the lender that is following: Georgia Residential Mortgage Licensee #17368, Alabama #21105, Arkansas #107432, Colorado, Florida #MLD275, Illinois Residential Mortgage Licensee #MB. 6761093, Indiana #27974, Iowa #2014-0138, Kansas Licensed Mortgage Company #MC. 0025237, Kentucky #MC322388, certified by the Mississippi Department of Banking and customer Finance #70864, Missouri #18-2206, Nebraska, North Carolina L-143335, RM-161, North Dakota #MB102740, New Mexico #70864, Oklahoma #MLO10489, sc MLS-70864, Southern Dakota #ML. 05084, Tennessee #109109 and Washington #CL-70864. Homestar Financial Corporation is licensed as a Nationally Approved USDA loan provider when it comes to Rural developing solitary Family Housing Guaranteed home loan system, a HUD Correspondent Mortgagee #1897400009, and VA # 64103600000. These materials aren’t from HUD or FHA and are not authorized by HUD or a national federal federal federal government agency. Not all the items and choices are obtainable in all states. Terms are susceptible to alter without warning. Illinois Commissioner’s workplace: James R. Thompson Center IDFPR-Residential Mortgage Banking 100 W. Randolph, 9th Floor Chicago, Illinois 60601 Tel: (844)-768-1713